The American Express Membership Rewards program is one of the four major credit card reward programs in the US. We refer to these four rewards programs as super-programs, as they all combine over a dozen major rewards programs into one. AmEx Membership Rewards is the original super-program. It was launched in 1991 and was initially called Membership Miles. Today, there are many ways to use the membership rewards program, but transferring points to airlines miles to redeem for travel remains the most lucrative use of these rewards. All other uses bring between half a penny to 0.7 of a penny of value (with exception of gift cards which may bring up to a penny). Airline miles can bring you at least 1.1 to 1.8 cents of value and if done right you could get as many as 5 to 10 cents of value per mile!
American Express Membership Rewards works with 18 frequent flyer programs and 3 hotel frequent guest programs.
AmEx Transfer Partner | Min Transfer | Transfer Ratio | Transfer Time |
1,000 | 1:1.6 | 2-10 days | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | 2-3 days | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | 2-5 days | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | Usually instant | |
1,000 | 1:1 | 1-2 days | |
250 | 1:0.8 | Usually instant | |
500 | 1:1 | Usually instant | |
1,000 | 1:1 | 1-2 days | |
1,000 | 1:1 | 1-2 days |
*Not available through any super-program
American Express tends to offer limited time bonus offers for some of these about twice a year. We have consistently observed the following offers over the past several years:
40 percent bonus for transferring to British Airways,
30 percent bonus to Virgin Atlantic,
25 percent bonus to Air France/KLM Flying Blue and to JetBlue,
15 percent bonus to Avianca.
AmEx Membership Rewards can also be transferred to 3 hotel loyalty programs. With the exception of Hilton it is a 1:1 transfer, Hilton Honors 1:2
Amex Hotel Transfer Partner | Min Transfer | Transfer Ratio (Amex > Partner) | Transfer Time |
1,000 | 1:1 | Usually Instant | |
1,000 | 1:2 | Usually Instant | |
1,000 | 1:1 | Usually Instant |
We have observed 40 percent limited time transfer bonuses for Marriott and Hilton twice annually.
Additionally, you can redeem your points through amextravel.com and their “buy travel” with points program and points are valued at penny per point when redeemed through that program. When redeeming points through Business Platinum card, American Express offers 35 percent rebate of your points up to 500,000 points per year as long as you redeem them for a pre-selected preferred airline or for any airline in business or first class.
If I had to choose the best card from American Express, I would go for The Platinum from American Express. See our article Every Road Warrior should have at least one of these in their wallet: A Review of Citi Prestige, Chase Sapphire Reserve, and Amex Platinum
for more information and analysis about the Amex Platinum card and how it stacks up against others.
Choose where you are going from and to by selecting the respective zones. There are two ways to choose your origin and destination - you can either select the zones they fall into on the map or by clicking on the bars above the map and entering the city name or airport code into the search fields.
Note! Your email might be added to future newsletter!
Thank you!