Finnair Plus

Program overview 

Finnair Plus is a loyalty program of Finnair, the flag carrier of Finland and a member of the Oneworld Alliance. This program is not widely known by US residents, but if you earn Capital One points it may be worth a look. Finnair Plus offers some good redemptions.   



Program website 

Approximate miles value 


Miles validity 

18 months from the latest point activity date

Program accrual

Based on region and booking class 

Limit on amount of miles you can purchase 

150000 per year

Waitlist option


Courtesy Hold for award reservation

Not allowed 

Do you need to open an account to check availability?


Stopover option 

1 stopover for a long-haul flight

Family account


Upgrade option


Online booking 

Most airlines may be booked online. 

Airline partners 

American Airlines, Alaska Airlines, Malaysia Airlines, British Airways, Cathay Pacific, Iberia, Japan Airlines, Qantas, Qatar Airways, Royal Air Maroc, Royal Jordanian, S7 Airlines, Sri Lankan Airlines

Credit card partners

Capital One (2:1.5, almost instant transfer) 

Hotel partners 

Hilton Honors (5:1, up to 30 days transfer), Accor Live Limitless (1:1, 4-6 weeks transfer)

Co-Branded credit card in the US 


Point/Miles Conversion Chart


  • Low change fees
  • Round the world award ticket 


  • Only one credit card transfer partner
  • High redemption prices
  • Fuel surcharges 
  • Points can only be used for family or persons in the same household 

Excellent for   

  • Finnair flights from the US to Dubai through Helsinki for 90,000 miles in Economy and 160,000 in Business Class round trip. 
  • Finnair round trip flights within Northern Europe for 15,000 miles in Economy. 

Insider Tip 

  • Please note that according to Finnair Plus rules, return flights must depart from and return to the same city (No open-jaw allowed).
  • If you travel in mixed travel classes during an award trip, the cost of that award will be calculated based on the highest travel class.
  • Award bookings should be made at least 7 days before departure. 
  • Most one-way awards are significantly more expensive than half of a round-trip flight, so it’s always better to book round-trip flights if you have the balance necessary for it. 
  • The Homebase Stopover Strategy works fairly well for Helsinki based travelers, but given the limits of the program, British Airways Executive Club may be a better option to combine with Homebase Stopover Strategy for Helsinki based travelers due to its versatility within Oneworld.

Do you use this program? Share your experience and tips in the comments below. Your thoughts would be very valuable to us!



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