Swipe Your Way to Paradise: Here are the Top 7 Travel Credit Cards for 2024!

Traveling is an exciting and rewarding experience. However, travelers are not immune to setbacks such as currency and price fluctuations, lack of cash, and unplanned expenses.

However, did you know that having a good credit card can help you navigate these setbacks easily?

Aside from convenience, credit cards also allow you to enjoy various perks while spending on your travels.

However, with so many options to choose from, picking the right credit card can be a little overwhelming.

Fear not, though! We’ve compiled a list of the top 7 credit cards that are perfect for novice and seasoned travelers alike!

• Chase Sapphire Preferred Credit Card

  If it’s your first time getting a credit card, the Chase Sapphire Preferred Credit Card might be perfect for you as this is considered as one of the best travel credit cards for beginners.

  With a low annual fee of USD 95, you can enjoy benefits like:

  • 5x points on travel purchased through Chase Travel

  • 3x points on dining, selected streaming services, and online groceries

  • 2x points other travel purchases

  • A welcome bonus of 75,000 points after spending USD 4000 within the first three months of use.

  • Get 25% more value of your points when redeemed for airfare, hotels, car rentals and cruises through Chase Travel

  Additionally, with this card, you can get up to USD 50 to offset some of your traveling expenses which might include trip cancellation and interruption insurance, trip delay reimbursement, and travel and emergency assistance services.

• Chase Sapphire Reserve Credit Card

  This credit card is perfect for those who love to travel internationally, since it offers zero foreign transaction fees.

  With a USD 550 annual fee, you are entitled to these perks s if you booked through the Chase Travel portal:

  • Earn 5x points on flights

  • 10x points on hotels and car rentals

  You can also enjoy the special benefits at Chase’s Luxury Hotel & Resort Collection, a selection of 1,000 luxury hotels and resorts worldwide with exclusive benefits for Chase cardholders.

  Cardholders are also provided with a complimentary year of Lyft Pink membership, a special membership program that allows you to enjoy member-exclusive perks and benefits. Plus, you get to earn 10x points on Lyft rides until March 2025.

  Additionally, if you redeem your points toward travel through Chase Travel, you will get 50% more value of your points. Let’s take this for example, instead of just USD 750, your 75,000 points will amount to USD 1,125.

  Lastly, this credit card comes with up to USD 300 travel credit compensation for travel purchases charged on your account.

• Capital One Venture X Rewards Card

  With its easy earning structure, this is one of the best premium travel rewards cards perfect for people who do not like having to deal with complicated terms and conditions.

  When booking flights through the Capital One Travel portal, you can earn up to:

  • 10x miles for hotel and car rentals

  • 5x miles on flights

  • Unlimited 2x miles on all eligible purchases

  This credit card also provides you and two other guests with unlimited complimentary access to more than 1,300 airport lounges. Lastly, you will get a 10,000-mile bonus on each account anniversary (worth at least USD 100).

• The Platinum Card from American Express

  This credit card is perfect for those who like to relax in airport lounges before their flights.

  For a USD 695 annual fee, you can enjoy access to more than 1,400 airport lounges, which extends beyond priority pass membership. Additionally, this card comes with a complimentary hotel elite status with Hilton Honors and Marriott Bonvoy.

  Aside from those perks, you can earn up to 5x reward points on prepaid hotels when booked with American Express Travel.

  Additionally, cardholders get:

  • Over USD 1,500 in statement credits each year

  • Up to USD 200 in annual airline fee credit.

  • USD 240 digital entertainment credit for streaming platform purchases made with your card

• Bilt World Elite Mastercard

  Thinking of ways on how you can get something out of your rent money? Look no further, the Bilt World Elite Mastercard is perfect for you!

  According to CNBC, this is the only card that allows you to earn travel rewards for rent payments.

  To earn rewards, your card must have at least five transactions per statement period. Once you do, you’re entitled to the following perks:

  • 3x points on dining

  • 2x points on travel

  • 1 point per dollar spent on rent payments with zero transaction fee

  You also get to enjoy these perks with zero annual fee!

• Hilton Honors American Express Card

  Hilton Honors American Express Card offers perks like zero transaction fees and zero annual fee!

  According to CNBC, this is the only card that allows you to earn travel rewards for rent payments.

  You can earn reward points while using this card and enjoy a host of other perks like:

  • 70,000 Hilton Honors bonus points and a free one night stay at any Hilton property after spending at least USD 2,000 during your first 6 months of using the credit card.

  • 7x Hilton Honors bonus points on eligible purchases with hotels and resorts within the Hilton properties

  • 5x points on purchases made at U.S restaurants, supermarkets, and gas stations

  • 3x point on all other eligible purchases

  Cardholders are also eligible to receive the Hilton Honors Silver Status which comes with exclusive perks like an additional 20% elite status bonus. This can be upgraded to Hilton Honors Gold Status after spending USD 20,000 in eligible purchases within a calendar year.

• Aeroplan Credit Card

  Do you love traveling abroad, but hate paying foreign transaction fees? This credit card is perfect for you!

  You can enjoy these benefits as an Aeroplan card holder for only USD 95:

  • 70,000 points after spending USD 3,000 in your first 3 months

  • 500 bonus points for every USD 2,000 spent in a calendar month, you can earn up to 1,500 points per month

  • 3x reward points on grocery stores, restaurants, and flights booked through Air Canada

  Aside from the easy and massive points earning possibilities, cardholders may be given access to reduced price mileage flights.

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So, are you ready to swipe your way to paradise?

With the right credit card in your hand, you can unlock a world of special benefits and reward offers that fit with your traveling needs!

We hope you found this article helpful and interesting!